Paul’s practice is generally split between the following main areas: insurance law (particularly motor), insurance fraud, personal injury / fatal accident, and consumer law. He also has considerable past experience of employment cases.
Insurance: Paul has significant and broad experience in this area. In relation to ‘pure’ insurance law issues, he has represented clients in relation to disputes between insurers, avoidance disputes between insured and insurer (including claims for contractual indemnity), disputes between insurers and third parties (e.g. issues arising under ss151-152 Road Traffic Act 1988), representations to third parties (such as the MIB, Financial Ombudsman Service, etc), and interpretation of insurance contracts and any resulting declaratory proceedings. His work has mostly been in connection with motor insurance, but he has also acted in cases involving disputes about life insurance and legal expenses policies. Mason v TNT and Groupama Insurance saw him acting for a successful insurer on a point of great significance to the industry: whether an insurer was liable for the ‘same damage’ as a tortfeasor for its (potential) breach of indemnity.
Paul also acts in insurance fraud cases (chiefly motor insurance). He has significant experience of drafting, advising and representing in the full range of fraud cases from the small opportunistic claims to large scale, nationwide, fraud rings. He also has considerable experience of declaratory proceedings, recovery actions (including tort of deceit), enforcement actions and committal proceedings. He was recently in the Court of Appeal in Hamid v Khalid and Co-Operative Insurance.
Personal injury / fatal accident: his work involves predominantly Multi-Track cases in the County or High Court and also includes appellate work in the High Court and Court of Appeal. He is also regularly instructed to attend mediations and JSMs. He has considerable experience acting for cruise companies and airlines in relation to personal injury claims arising from incidents at sea (involving jurisdictional issues and issues under the Athens Convention and The Merchant Shipping Act 1995) and on board aircraft.
Consumer: Paul is targeted as a leading junior for many of the most significant consumer law cases and has appeared in the County Court, High Court and Court of Appeal. His work involves vast experience of credit hire cases, including those of the greatest value and / or significance, including the seminal case of Burdis v Livsey. His work also involves issues arising under the Consumer Credit Act, the Package Tour Regulations, the flight cancellation Regulations (EU Regulation 261/2004), the Sale of Goods Act, the Supply of Goods and Services Act and the Consumer Protection Act.
Employment: whilst his practice has moved away from employment work, Paul has significant experience of employment litigation (mostly instructed by Respondents) and has made a great number of appearances in the Tribunal and Employment Appeal Tribunal. He has also appeared in the Court of Appeal.