Paul’s practice is generally split between the following main areas: insurance law (particularly motor), insurance fraud, personal injury / fatal accident, and consumer law. He also has considerable past experience of employment cases.


Lord Justice Holker major scholarship award from Grays Inn (1996)
Lee Essay Prizewinner (1995) (judged by Lord Mustill)
Chartered Secretaries and Administrators Award for Excellence (achieving top A Level mark in the country, 1993)


Paul is one of only five ‘Band 1’ motor fraud specialists in the country. He ‘demonstrates considerable expertise’ in the area. He has also been recommended for personal injury and credit hire claims. He has been noted as being a ‘robust’, ‘well-prepared’, ‘careful and considerate’ advocate. Chambers and Partners 2022/3

Paul is again recommended as a Leading Junior in the section Personal Injury, Industrial Disease and Insurance Fraud. Legal 500 2022/3

Ranked in Band 1 in Motor Insurance Fraud and noted to be ‘a robust, well-prepared advocate’ and demonstrating ‘considerable expertise in a range of motor fraud cases, including those relating to exaggerated claims, fundamental dishonesty and staged accidents’. He was also noted for his strength in handling credit hire and personal injury matters. Chambers & Partners 2021

Recommended as a Leading Junior in the section Personal Injury, Industrial Disease and Insurance Fraud. Legal 500 2021

Recommended as having a ‘considerable expertise in a range of motor fraud cases, including those related to exaggerated claims, fundamental dishonesty and staged accidents’ and noted for ‘his strength in handling fraud ring matters’. He is noted to have a ‘tremendously endearing court manner’  and that ‘Judges like him and he’s persuasive’. He is also praised as being a ‘great advocate who is excellent on technical points.’ Chambers & Partners, 2020

Recommended in Tier 1, ‘Personal Injury, Industrial Disease and Insurance Fraud’ as “On top of his game – he is a leading expert in cases involving suspected fraud” Legal 500, 2020  (Band 1, Insurance Fraud)

‘He is a very good lawyer with a strong expertise in road traffic insurance law, personal injury and fraud work.’ Legal 500, 2019

“A persuasive advocate who is effective in his interaction with judges.” “A well-respected practitioner.” Noted as demonstrating “considerable expertise in a range of motor fraud cases, including those related to exaggerated claims, fundamental dishonesty and staged accidents. He is also noted for his strength in handling fraud ring matters.” Chambers and Partners, 2019

Recommended as demonstrating ‘considerable expertise’ in motor fraud cases and employing ‘enthusiasm and drive’. He is also noted to have an ability to ‘slowly take the opposition apart in an almost surgical fashion rather than in a theatrical style – he’s a silent assassin’ and to be ‘very strong both on paper and in court’, knowing ‘how to get the best result for the client’ and good at ‘understanding a large amount of information’. Chambers and Partners, 2018

Recommended in Tier 1, ‘Personal Injury, Industrial Disease and Insurance Fraud’ as ‘Experienced in all manner of motor insurance fraud cases’. Legal 500, 2017.

“Recommended for personal injury, motor and credit hire work”. Legal 500, 2015

“Very well regarded for all things personal injury, motor and credit hire”. Legal 500, 2014

Paul McGrath is recommended as a leading junior for consumer law and described as being “noted for his ‘deep knowledge of the issues'”. Legal 500, Consumer, 2013

“Paul McGrath is praised for his ‘robust and sensible advice'”. Legal 500, Employment, 2011


University of London LLB (Hons)
Inns of Court School of Law (BVC)

KAT V TORBAY COUNCIL [2018] EWCA Civ 3045 (Court of Appeal)

Claim for National Minimum Wage pursued by foster carer providing emergency foster care. Whether salaried worker, whether unmeasured worker, whether ‘on call’ was time at work.

LAWRENCE V NCL (BAHAMAS) LTD (‘THE NORWEGIAN JADE’) [2017] EWCA CIV 2222 (COURT OF APPEAL), [2018] 1 Lloyd’s Law Rep 607; Lloyd’s Maritime Law Newsletter (2018) 996 LMLN 1; Lloyd’s Law Reporter 22 January 2018; [2016] EWHC (ADMLTY); [2016] 5 WLUK 109 (ADMIRALTY REGISTRAR, JERVIS KAY QC)

Claim in the Admiralty Division for an accident aboard a tender vessel. The judgment considers questions of the scope of the Athens Convention along with whether liability was established for an accident aboard a third party’s vessel.

Hamid v (1) Khalid (2) Co-Operative Insurance [2017] EWCA Civ 201

Alleged fraud case. Court of Appeal decision following an insurers appeal against a finding that an accident had been proven on a balance of probabilities. Guidance given on when an appeal Court can interfere, when an acquittal of fraud can be set aside and the factors to be borne in mind, adequacy of reasons and the role that proportionality might have to play in this and whether an adverse inference ought to have been drawn. Appropriate costs order when fraud pleading fails to be proven.

Chimel v Chibwana and Another (unrep. HHJ Simpkiss, Brighton CC) Available on Lawtel

Whether an insurer’s admission made under the MoJ Portal is binding on insured in separate proceedings.

Churchill Insurance v Shajahan and another (unrep. Mr Recorder Tidbury, Birmingham CC) Available on Lawtel

Tort of deceit case considering the appropriate award in a staged road traffic cases for exemplary damages, considering the relevant authorities and approaches in other Courts.

Zurich Insurance plc v Umerji [2014] EWCA Civ 357

Instructed by a non-party to advise, and draft potential argument, on the significant points in relation to impecuniosity and whether insured benefits are to be left out of account in the assessment of compensation.

Dickinson v Tesco plc and others [2013] EWCA Civ 36; [2013] All ER (D) 17 (the 'Autofocus Appeals')

Four tests cases in the Court of Appeal dealing with multiple issues of fraud, consumer law (particularly in relation to the hiring of vehicles in credit), and practice on appeals in relation to the introduction of fresh evidence.

Locke v Liddle [2013] EWHC 2620 (QB)

Successful appeal. The normal rule was to order that costs be assessed forthwith. Under the CPR particular regard was to be had to proportionality. There was an element of proportionality in having all the costs dealt with on one occasion: it would be quicker to assess the costs at one hearing. However, that was not a sufficient reason to displace the normal rule. C was entitled to have his costs assessed in detail at the present stage. It was not pragmatic to award him costs and interest at a later date.

Ali v D’Brass [2011] EWCA Civ 1594

Court of Appeal decision on apportionment in a road traffic case involving sudden braking.

Laleye v Community Service Volunteers EAT / 0321 / 09 HHJ Birtles

Grievance procedures. Lengthy but intractable grievance was judged to frustrate the object of the statutory grievance procedure and thus not qualifying as a grievance and the claim was accordingly time-barred.

Mason v TNT and Groupama Insurance (unrep. Oxford CC, HHJ Harris QC, lead case on insurance contribution) Available on Lawtel

Whether an insurer can be liable to a tortfeasor to contribute for its alleged breach of indemnity in dealing with the consequences of the tort. Meaning of ‘same damage’.

Croucher v Fire Brigade Union [2004] All ER (D) 357

Appeal against a finding of unfair dismissal. Appropriate test. Considering Sainsburys Supermarkets v Hitt.

Burdis v Livsey [2002] EWCA Civ 510; [2003] QB 36 (CA); [2002] 3 WLR 762 (Court of Appeal); [2001] 1 WLR 1751 (High Court) [petition to House of Lords refused: [2003] 1 WLR 394):

The seminal case on credit hire and credit repair and the appropriate measure of loss in such cases. Direct loss and consequential loss.

TGC Fraud Update Issue XII

1st June 2021

Please see link below to the latest TGC Fraud newsletter.

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TGC Costs Newsletter Vol III

10th December 2018

Please see link below to the latest update from the TGC Costs Team.

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TGC Fraud Newsletter Issue VIII – July 2018

2nd July 2018

Please see link below for Issue VIII of TGC Fraud Update, a publication we have set up with the stated aim of facilitating the sharing of information about decided claims involving issues of road traffic fraud and related matters.

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TGC Costs Newsletter

17th May 2018

Please see link below to the latest TGC Costs Newsletter.

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TGC Fraud Newsletter Issue VI – September 2017

21st September 2017

Please see link below for Issue 6 of TGC Fraud Update, a publication we have set up with the stated aim of facilitating the sharing of information about decided claims involving issues of road traffic fraud and related matters.

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TGC Fraud Updates

12th April 2017

The Use of Experts in the Employment Tribunal (EMIS publishing, 2002)

12th April 2017

Email, the Internet and the Law (EMIS Publishing, 2001)

12th April 2017

Various articles in publications such as the Solicitors Law Journal, New Law Journal, etc

12th April 2017

Paul McGrath Successfully Defends a Claim for c. £145,000 of Hire Charges

30th May 2022

Paul McGrath (instructed by Nasreen Rehman of Plexus Law) succeeded in defeating a claim for c. £145,000 hire charges on the basis that the Claimant’s own vehicle had been driven illegally (without a valid MoT). The Judge (HHJ Lethem, Central London CC), in a reserved judgment, undertook a comprehensive review of the relevant authorities and accepted Paul’s submissions and dismissed the entire claim for hire charges on grounds of causation and illegality: Agbalaya (available on Westlaw).

Clayton Recruitment v Wilson and another, Sir Anthony Mann (High Court, Chancery Division) [2022] EWHC 1054 (Ch), 2022 WL 01443681

18th May 2022

Paul McGrath represented the respondents in an action brought by a former employer / competitor business for restraint of trade and delivery up (instructed by Vienna Kang Advocates). The respondents denied liability but agreed undertakings to avoid further litigation. The parties disagreed about costs. The High Court accepted the respondents’ submission that the approach of the former employer was ‘on the over-heavy side’ and accepted that there was an important public policy to encourage settlement:

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TGC Fraud Update – Issue XII June 2021

1st June 2021

Welcome to the latest edition of the TGC Fraud Update.

At the time of our last Update we were in the midst of the pandemic, a vaccine was a distant dream, and only a handful of remote hearings had led to findings of fundamental dishonesty and the exposure of insurance fraud.

As the cases reported in this edition of the Update demonstrate, the assessment of credibility through the medium of a remote video hearing has evolved into a practice with which representatives and judges are now familiar.

There does not appear to have been a downturn in the incidence of false claims, and there does not appear to have been a downturn in the exposure of those claims at trial. Those observations seem to be validated by the IFB’s estimations that, notwithstanding 3 national lockdowns, there have been 170,000 motor insurance claims in the last 15 months suspected to have been linked to crash-for-cash networks.

The way that we deal with cases may have changed, but those statistics and the current backlog of cases in the County Court certainly suggest that insurance fraud lawyers will be kept busy for the foreseeable future. It is important, however, to recognise that the time for the implementation of the whiplash reforms has finally arrived. It is an opportune moment to focus on the pressing questions for the industry: how will they work, and how will they affect us all? Will they achieve their stated aims of reducing whiplash claims while maintaining access to justice for genuinely injured parties? Will the mechanisms hinder or help the detection and prevention of fraud? We may not have all the answers right now, but Robert Riddell’s article ensures we are in the best position to be ready when the first cases cross our desks.

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TGC Costs Newsletter

10th December 2018

Please see link below to the latest update from the TGC Costs Team.

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TGC appoints Pro Bono Champion

13th June 2018

Temple Garden Chambers has appointed Paul McGrath as its Pro Bono Champion. Pro Bono Champions are Chambers’ representatives working closely with the Bar Pro Bono Unit to champion pro bono work and to encourage active participation in pro bono work within Chambers.

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TGC Costs Newsletter

17th May 2018

Please see link below to the latest TGC Costs Newsletter.

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Court of Appeal to decide on Dispute over National Minimum Wage

18th January 2018

Paul McGrath appears before Court of Appeal concerning a dispute over whether a contract foster carer was paid the National Minimum Wage. Paul McGrath was acting pro bono.

QOCS AND SET-OFF: In the balance

5th December 2017

Paul McGrath highlights when defendants should consider obtaining an order and/or assessment of costs.

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TGC Costs Newsletter

4th July 2017

Welcome to the very first edition of TGC’s Costs Newsletter! Costs has been a huge part of our practice at TGC for as long as it has been recognised as a discrete area of law. Whilst the team has naturally changed and evolved over that time, it has retained phenomenal strength and depth from its leadership right through to its most junior members. We pride ourselves on being leaders in the field and being able to offer a client service level second to none. We remain extremely grateful for our Directory recognition, and through 2017 we’ve reinvigorated our energy levels as a team being ever ready to serve!

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Insurer’s admission in MoJ Portal binding on insured in separate proceedings

10th November 2016

Admission made in MoJ Portal and claim settled – was this binding on insurer’s driver who later wanted to bring her own proceedings – could she apply to withdraw the admission – consideration of conflicting cases of Ullah v John and Malak v Nasim. Held: admission was binding and the admission could not be withdrawn given settlement; case struck out. Paul McGrath appeared for D1. Lionel Stride appeared for D2

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