Practice Areas

Credit Hire

an excellent set with helpful clerks

Legal 500

Chambers has been active in credit hire litigation since its inception. We are regarded as one of the foremost sets in this field and have acted in the vast majority of the leading authorities, including the seminal cases of Burdis v Livsey / Clark v Ardington, and Lagden v O’Connor. Our pre-eminence in this field has been reflected by repeated recognition in the Chambers UK and the Legal 500 directories.

Representing both claimants and defendants, our expertise encompasses matters such as enforceability (e.g. Consumer Credit Act, The Cancellation of Contracts Made in a Consumer’s Home or Place of Work etc Regulations), exemption from regulation, illegality, and insolvency, along with the standard arguments including need, period, rate and impecuniosity.

We are involved at all stages of credit hire litigation, both pre and post-issue of proceedings, on all types of credit hire claims, from small claims track matters to the most valuable and serious multi-track cases. Our written work includes drafting pleadings, drafting Part 18 requests and replies, the drafting of applications, along with advising at any stage of the litigation. Oral advocacy includes all aspects from minor applications to fully contested test litigation involving millions of pounds.