Practice Areas

Credit Hire

an excellent set with helpful clerks

Legal 500

Chambers has been active in credit hire litigation since its inception. We are regarded as one of the foremost sets in this field and have acted in the vast majority of the leading authorities, including the seminal cases of Burdis v Livsey / Clark v Ardington, and Lagden v O’Connor. Our pre-eminence in this field has been reflected by repeated recognition in the Chambers UK and the Legal 500 directories.

Representing both claimants and defendants, our expertise encompasses matters such as enforceability (e.g. Consumer Credit Act, The Cancellation of Contracts Made in a Consumer’s Home or Place of Work etc Regulations), exemption from regulation, illegality, and insolvency, along with the standard arguments including need, period, rate and impecuniosity.

We are involved at all stages of credit hire litigation, both pre and post-issue of proceedings, on all types of credit hire claims, from small claims track matters to the most valuable and serious multi-track cases. Our written work includes drafting pleadings, drafting Part 18 requests and replies, the drafting of applications, along with advising at any stage of the litigation. Oral advocacy includes all aspects from minor applications to fully contested test litigation involving millions of pounds.

Close X

Coronavirus Update

TGC continues proactively to safeguard against the risks posed by the spread of Coronavirus. We have a Covid-19 Committee who continue to monitor the situation and follow advice issued by the Government and Public Health England. We will be updating this page as and when new information becomes available. As of 6 July 2020, our London premises, 1 Harcourt Buildings, will be operating with a reduced clerking team in attendance. The remaining staff members and barristers will continue working remotely. We wish to reassure everyone that our contingency plans enable us to continue to provide our services.

Telephoning us

When calling our switchboard number, it will be diverted to a member of the clerking team who will be able to assist in the usual way. All direct dials in Chambers are diverted to be answered remotely.

Emailing us & Sending Instructions

Please send all instructions via email directly to We would be grateful if this could be sent in an orderly fashion to enable working from a screen manageable. We are able to receive hard copy instructions via DX or Post, if necessary. However, we have a preference for electronic documents wherever possible.

Please continue to communicate with barristers directly via phone or email.

Conferences, Joint Settlement Meetings & Mediations

Conferences, meetings and mediations will take place remotely, either by telephone or video until further notice. Group Telephone calls and video calls can be easily arranged. If an in-person meeting is felt necessary please see our Covid-19 Information page for full criteria.

Court Hearings

We are following the Government’s advice closely, which is changing daily. In keeping with that advice, we will continue to service hearings remotely, where possible and as instructed by the hosting Court. In-Person hearings will be accommodated by members of TGC. We will continue to monitor this situation.

Making a payment

If you do not already pay us by BACS, going forward please make arrangements to do so. Please contact the clerks who can supply you with the relevant BACS details.

If you wish to discuss our policy and procedure relating to coronavirus, please do not hesitate to contact our senior clerk Dean Norton on 07535 753098 or

To learn more visit our Covid-19 Information page.